Hiscox Business Insurance is a leading specialist insurer, with roots dating back to 1901. We are not a traditional insurer. We target specific types of insurance in which we develop expertise, often focusing on areas other insurers find too complex to insure. By challenging convention in each specific market we offer market leading products and services to US businesses.
Hiscox Business Insurance has a strong international presence, with offices in 14 countries. Hiscox also writes a range of insurance through the Lloyd’s of London insurance market. Through Lloyd’s of London we have been insuring US businesses for over 40 years.
As a specialist insurer we are committed to meeting the needs of US businesses. We operate in all US states and the District of Columbia, and offer a range of specialty insurance products through US based brokers as well as directly online to small businesses.
Our companies in the US include Hiscox Inc. and Hiscox Insurance Company Inc. Hiscox Insurance Company Inc. is a Chicago, IL domiciled insurer admitted or licensed to do business in all 50 states and the District of Columbia. Hiscox Insurance Company Inc. is rated A (Excellent)1 by A.M. Best with a group financial size category (FSC) of XII, proving we have strong capital reserves.
Hiscox Inc., a DE corporation, that does business in California as Hiscox Insurance Agency, is an approved Lloyd’s cover holder and underwrites surplus lines business on behalf of Lloyd’s Syndicates 33 and 3624. Syndicate 33 is rated A (Excellent)2 by A.M. Best and Syndicate 3624 benefits form the overall group rating of Lloyd’s which is A (Excellent)3 . Lloyd’s syndicates are restricted in doing business in the USA and its territories as they are not US-based insurers. The business we write on behalf of Lloyd’s Syndicates 33 and 3624 in the US is placed through US insurance brokers.